Employee Capital Plans in Poland – investment’s legal framework

Ładowanie...
Miniatura

Data

2021

Tytuł czasopisma

ISSN czasopisma

Tytuł tomu

Wydawca

Lodz University of Technology Press
Wydawnictwo Politechniki Łódzkiej

Abstrakt

Employee capital plans are designed to create a long-term saving system for vast majority of employees in Poland. The main aim of the implementation of the PPK is to establish an effective, voluntary funded pension scheme. In political discourse, the PPK is mostly presented as a way of ensuring decent pensions and aims to supplement public pensions with income from pensioner’s own savings. In the economic discourse it is perceived as an alternative to existing long-term savings product for retirement purposes which “thanks to the use of innovative solutions derived from behavioral economics—would convince to save voluntarily for retirement and would contribute to a universal system of retirement savings’ accumulation” (Jedynak 2019, p. 35). The PPK is addressed to 11,4 million (according to data from 2018) of potential participants. The PPK will be tied with employment legal relations which are obligatory subjected to the public social security with exclusion of self-employed [...].

Opis

Słowa kluczowe

employee pension scheme (PPE), employee capital plan (PPK), pension reforms in Poland, fundusze emerytalne, pracownicze plany kapitałowe, pracownicze programy emerytalne

Cytowanie

Prusik A., Employee Capital Plans in Poland – investment’s legal framework. W: Pensions today - economic, managerial, and social issues, Chybalski Filip (red.), Marcinkiewicz Edyta (red.), Wydawnictwo Politechniki Łódzkiej, Łódź 2021, s. 266-279, ISBN 978-83-66287-93-8, doi: 10.34658/9788366287938.24

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